Financial Protection in Case of an Auto Accident

Responsible drivers everywhere understand the importance of having a sound auto insurance policy. If you’re in an accident and don’t have coverage, you could face enormous expenses related to out-of-pocket costs, injury liability, and serious legal issues. Call T4 Insurance Solutions at 262-423-4949 to discuss your auto insurance needs. 

Auto Policy Coverage for a Variety of Expenses

Prices vary according to the protection included in your specific policy. The coverage you choose can pay for or reduce the costs associated with an auto accident:

  • Property damages 

  • Replacement of auto parts

  • Medical expenses resulting from injuries

  • Roadside assistance and more

About Our Agency

  • An independent insurance agency

  • Since 2004

  • Walk-in and same-day appointments welcome

  • Services completed within 24 hours

  • FREE parking in our very own parking lot

  • FREE Wi-Fi

  • Complimentary coffee and water

Wisconsin Auto Insurance FAQ

What is the minimum auto insurance required in Wisconsin?

In Wisconsin, auto insurance must provide at least the following minimum liability coverage:

  • $25,000 for injury or death of one person
  • $50,000 for injury or death of two or more people
  • $10,000 for property damage

Uninsured motorist coverage of at least $25,000/$50,000 each for bodily injury only is also mandatory.

Should I get more than minimum auto insurance coverage in Wisconsin?

Yes, it is highly recommended you get an auto insurance plan that offers more than Wisconsin's minimum requirements, which do not cover your medical or legal expenses or the cost of replacing damaged assets like wrecked vehicles and property. Inadequate coverage can allow victims of serious accidents to take any assets you have in order to cover the costs of damages. An insurance agent will be able to present plans that offer more coverage and discuss the best options for your budget.

Does auto insurance cover medical expenses in Wisconsin?

Wisconsin state does not require auto insurance cover medical expenses for you or your passengers, though Bodily Injury Liability Coverage will help cover the other party's medical expenses if you cause a car accident. We recommend you add medical payments coverage to your auto insurance to protect yourself against high medical costs due to an accident. Your insurance agent will discuss theses options with you.

Does auto insurance cover vehicle repair or replacement in Wisconsin?

Wisconsin does not require Collision or Comprehensive coverage that would help cover repairing or replacing a vehicle that's wrecked in an accident, stolen, vandalized, or destroyed by bad weather. Most auto insurance customers will choose to add protection for these potential problems. Your insurance agent will show you plans that offer varying types of coverage.


“I have been a customer of Tracy’s for over 11 years. She always takes care of my needs and makes sure I am getting the best coverage offered. I also like that she takes the time to listen to me and does everything in her power to help me out. Thanks to Tracy, I always feel safe! Thanks, Tracy, for everything you do! Call her today – you will not be disappointed.”

- Jeremy Speck | Facebook review


Insurance Services Provided by T4 Insurance Solutions:

Auto | Commercial | Farm & Ranch | LifeMotorcycle | Boat | SnowmobileHome

Insurance Services Provided by T4 Insurance Solutions:

Auto | Commercial | Farm & Ranch | LifeMotorcycle | Boat | SnowmobileHome

© 2020 by T4 Insurance Solutions